The
Senior's Advantage Program is one
of The
Ultimate Real Estate Team's innovative
consumer programs providing real
estate and financial planning specifically
designed for those who have reached
the wonderful years of wisdom and
maturity.
Seniors are looking forward to enjoying
the best years of their life... but,
it does take planning. They must
also be willing to educate themselves
to the many options which are specifically
unique to their needs.
Every
7 seconds a new 50 year old emerges.
In the year 2000 there were 75 million
Americans over the age of 50. Seniors
are the fastest growing segment of
property owners in the country. Changes
in their lifestyle and personal situations
can occur quickly and dramatically.
Good real estate planning and great
real estate advice is an important
issue for senior’s financial
security.
Whether
you are thinking about selling, relocating,
refinancing or you plan to stay where
you are forever, you will want to discover
all your options plus learn how to
obtain and develop the maximum return
on your hard earned equity.
Myth... "My
property is my security. I need to
hold onto it as long as I can."
Reality... Your biggest risk may be in not getting
the Maximum use of your real estate;
not creating Maximum cash flow to yourself
and outliving your assets!
Senior
issues and problems take a special
education and caring attitude towards
senior's well being. Nick
and Kathy Masciotro and The Ultimate Real Estate
Team realize this and have developed
innovative programs that emphasize
education, information, safety, independence
and security. We specialize in Seniors
Real Estate needs and have also been
awarded the Seniors Real Estate Specialist
Designation (SRES®).
Nick
and Kathy Masciotro and The Ultimate
Real Estate Team are here to help you
to make great decisions concerning
your home and beyond. We have developed
a team of professionals to help you
with all of your real estate and financial
needs.
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WHAT
ARE MY HOUSING ALTERNATIVES?
When
your housing is not quite meeting your
needs and a change is needed, take
some time to think about your choices.
There area many housing possibilities
for older adults, and the choices can
seem confusing and overwhelming. Nick
and Kathy Masciotro and The Ultimate
Real Estate Team understand your unique
housing needs and concerns.
What
You Should Know?
To
better help you to evaluate your housing
options we have developed a list of
questions that will help you evaluate
the different housing options which
in turn will help you to decide what
will be best for you. You may even
wish to discuss them with your adult
children or close friends and family
so they can help you think about your
choices. To get your own list of questions
call Nick and Kathy at 303-423-5220
or click
here to email us.
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IS
A REVERSE MORTGAGE RIGHT FOR YOU?
A
reverse mortgage against your home
does not have to be paid back for
as long as you live in your home.
With a reverse mortgage, you can
turn the value of your home into
cash and not have to make monthly
repayments. The total loan must be
paid back when the surviving borrower
dies, sells the home, or permanently
moves away.
Reverse
mortgages are quite a bit different
from other types of debt.
These loans can be complicated, and
you have a lot at stake. So be sure
to investigate reverse mortgages
carefully before deciding if one
makes sense for you.
Nick
and Kathy recommend that you contact
us prior to making a decision
concerning reverse mortgages.
We can provide you with an extensive
booklet which will better help you
in understanding how reverse mortgages
work and whether a reverse mortgage
would be right for your situation.
To
get your FREE copy of: A
Consumer Guide to Reverse Mortgages call
Nick and Kathy at 303-423-5220 or click
here to email us.
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ARE
YOU ELIGIBLE FOR PROPERTY TAX CREDITS?
Seniors
who are 65 and older can take advantage
of the referendum passed on the November
2000 ballot. The referendum
HB 1224 can help to reduce your yearly
property taxes by as much as 50 percent.
For more information concerning HB
1224, call Nick and Kathy at 303-423-5220
or click
here to email us.
